Tax (IRS) · free tool

IRS Installment Agreement Fit & Payment

IRS Installment Agreement Fit & Payment It’s free, runs in your browser, and stores nothing you enter.

Total balance owed (tax + penalty + interest)

What you can pay per month

IRS installment-agreement fit

Likely qualifies (streamlined)

Under $50,000 you can typically get a streamlined plan (no financial disclosure) if you clear the balance within 72 months.

Balance owed$0

Minimum to clear in 72 mo$0

Plan typeStreamlined

Illustrative. Interest and penalties continue to accrue during a plan, so the real monthly to fully pay is slightly higher. Setup fees apply. Not tax advice. This is an illustrative estimate for general informational purposes only. It is not legal, tax, or financial advice, it does not create an attorney–client relationship, and it is not a quote, promise, prediction, or guarantee of any benefit, amount, eligibility, deadline, or outcome. Figures are based on published government sources as of the date shown and change over time; results may not reflect current law or the facts of your situation. Do not rely on this tool; consult a licensed attorney before taking or refraining from any action.

Key figures behind this estimate

Published government figures used in the calculation, with their effective date and source.

Streamlined IA threshold

As of 2026 · IRS, Online payment agreement / long-term plans (individuals owing $50,000 or less in combined tax, penalties, interest may qualify for a long-term streamlined plan)

50,000

Maximum streamlined term

As of 2026 · IRS, streamlined installment agreements are generally payable over up to 72 months (or the collection statute, whichever is shorter)

Frequently asked questions

What does the IRS Installment Agreement Fit & Payment estimate?

IRS Installment Agreement Fit & Payment It runs entirely in your browser and stores nothing you enter.

Are the figures current?

Yes. The estimate uses published government figures, each dated on this page (as of 2026) with its source.

Is this calculator legal advice?

No. It is an informational estimate from published data and does not create an attorney–client relationship. Confirm specifics with a licensed attorney.

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Illustrative. Interest and penalties continue to accrue during a plan, so the real monthly to fully pay is slightly higher. Setup fees apply. Not tax advice.