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SSDI & Disability · free tool

SSDI Family Benefit Estimator

How much a spouse and children may add on top of your own benefit. It’s free, runs in your browser, and stores nothing you enter.

Estimated household SSDI benefit
$2,400/mo
A spouse and children can draw auxiliary benefits on top of yours, up to a family maximum (~150–180% of your benefit).
Your monthly benefit$1,600
Per-dependent auxiliary (est.)$800
Family maximum (cap)$2,800
Estimated household total$2,400
This is an illustrative estimate for general informational purposes only. It is not legal, tax, or financial advice, it does not create an attorney–client relationship, and it is not a quote, promise, prediction, or guarantee of any benefit, amount, eligibility, deadline, or outcome. Figures are based on published government sources as of the date shown and change over time; results may not reflect current law or the facts of your situation. Do not rely on this tool; consult a licensed attorney before taking or refraining from any action.

Key figures behind this estimate

Published government figures used in the calculation, with their effective date and source.

2026 SSI Federal Benefit Rate
individual: $994 · couple: $1,491
General income exclusion
20
Earned income exclusion
65
2026 SGA, non-blind
$1,690
$2,830
individual: $2,000 · couple: $3,000

Frequently asked questions

What does the SSDI Family Benefit Estimator estimate?

How much a spouse and children may add on top of your own benefit. It runs entirely in your browser and stores nothing you enter.

Are the figures current?

Yes. The estimate uses published government figures, each dated on this page (as of 2026) with its source.

Is this calculator legal advice?

No. It is an informational estimate from published data and does not create an attorney–client relationship. Confirm specifics with a licensed attorney.

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This is an illustrative estimate for general informational purposes only. It is not legal, tax, or financial advice, it does not create an attorney–client relationship, and it is not a quote, promise, prediction, or guarantee of any benefit, amount, eligibility, deadline, or outcome. Figures are based on published government sources as of the date shown and change over time; results may not reflect current law or the facts of your situation. Do not rely on this tool; consult a licensed attorney before taking or refraining from any action.